no income cash loans

OH yea - the Chap 13 from OCT 1996 is still on the reports - so - we know that JCB will look past that.
on day 16, send copy of petition I will be filing with 72 hour buffer for response.
Bk, and my ONLY open account on my report, my current car payment which has a couple 30 days late.
(No income cash loans) Either that or MAKE SURE it says FICO when you pay for a score through each CBs website.