no ssn required for personal loans

I'm aware that there are some good reasons to close credit card accounts but one of them isn't so it won't look like you have too many CCs.
So make the first one, something you know will be verified or of not great importance.
If it's something that you need to keep quiet, just tell them you found it just before your dog swallowed it or something. And were curious as to what it was in case he had found more and needed to go to the vet.
(No ssn required for personal loans) The only scene that looked like Buffalo was when he was walking on water - you could see the sky line.
A call to Experian disputed this saying all previous history remains.